During my travels, I have met many people with horror stories: robbed at knife point, having phones swiped out of Ubers, being exorbitantly overcharged at a bar. Oddly, most of these stories are men, but that doesn’t mean that solo female travelers shouldn’t take precautions to keep money safe when traveling. Here are my top tips for the best ways to protect valuables while traveling.
Set up travel alerts for each charge.
When I travel, I make sure to set up travel alerts for each of my credit cards and debit cards. I can get an email or text message every time my card is charged. This helps me keep track of my spending and alerts me quickly if an unauthorized purchase is made.
Use a money belt or fanny pack.
I have never been a big fan of the money belts, because I think it make it’s difficult to actually spend money when you want to. However, I do think it’s important to keep your valuables as close to your person and within each reach of your own hands for protection. There are fanny packs like this one that offer RFID protection, slash-resistant fabric and locking straps for added protection.
Divide your funds.
Keep extra credit cards and cash in another location. I usually stash an extra credit card and some crisp, unmarked $20 bills in my other luggage, in a safe compartment or in the hotel safe. Keep an extra debit card (if you have one) in another location. For tips on the best debit card for traveling, check out my post here.
Make copies of your identification cards.
Keep copies of your passports, scans of your credit cards (or electronic access). Keep them separate from the originals in case of loss or theft.
Use RFID-blocking wallets.
Protect your contactless credit and debit cards from unauthorized scanning with an RFID-blocking wallet or credit card sleeves. These prevent electronic pickpocketing and safeguard your sensitive information while exploring a new place.
Keep a minimalist wallet.
Don’t take all your cash out with you at once. Pare down your wallet to essentials like one or two credit cards and a small amount of cash for daily expenses. Leave unnecessary items such as loyalty cards, social security cards and excess cash at home.
Don’t give papaya.
In South America there is a phrase, “don’t give papaya” which means don’t offer up your belongings or put yourself in a vulnerable position. Keep your phone and valuables tucked away safely. Be vigilant in crowded areas. Stay alert in crowded tourist attractions, public transportation, busy markets and at night. Avoid displaying valuables openly to deter opportunistic theft.
Trust your instincts.
Trust your instincts and err on the side of caution if something feels unsafe. Stay aware of your surroundings, maintain a confident demeanor and seek assistance from local authorities or trusted individuals at your hotel or hostel if you encounter any concerning situations.
These tips help keep your valuables safe while traveling internationally. By implementing these practical tips and staying vigilant, you can enjoy a worry-free travel experience knowing your money and wallet are safeguarded against potential threats.